Top-Rated Business Insurance in New Hampshire

Proudly providing NH business insurance in Franklin, Northfield, Belmont, and throughout New Hampshire

Let our local agents handle insuring your business, so you can focus on growing it.

Our insurance agency has been providing NH business insurance in Franklin since 1934. After all this time, it’s safe to say we know what we’re doing when it comes to protecting your business with quality, cost-effective coverage.

So whether your business needs a basic Business Owners Policy (BOP) or a more complex and comprehensive program including NH workers compensation, commercial auto, or specialty insurance protection, we can simplify the process for you.

Get a free NH business insurance quote to compare your pricing & coverage options. 

Competitive Rates on All of Your NH Business Insurance Needs

NH General Liability Insurance

Commercial Auto Insurance

Property Insurance

Builders Risk Insurance

Business Income Coverage

Professional Liability

Workers Compensation

Employment Practices Liability

Cyber Liability

Directors & Officers Liability

New Hampshire Small Business Insurance 101

Six Insurance Policies For Small Businesses


With so many different types of insurance to choose from, it can be overwhelming to determine what type is best for your small business. A.W. Frost Insurance is here to help explain the types of insurance policies available and how they can help protect you, your employees and your business’s bottom line.

Business Owners Policy
Business Owners Policy

One of our carriers, Selective, explains:

A BOP can be the perfect solution for qualifying small to medium-sized businesses. Instead of purchasing separate policies for property, liability, and business interruption insurance, a business owners insurance policy bundles these coverages into a single, budget-friendly policy that works for your unique business.

General Liability Insurance
General Liability Insurance in Franklin NH

General liability insurance policies typically cover an organization for claims involving bodily injuries and property damage resulting from its products, services or operations. What’s more, this form of insurance can help cover medical expenses and attorney fees resulting from bodily injury or property damage claims for which your organization may be legally responsible.

Commercial property insurance
Commercial property insurance

In the case of a catastrophic event such as a fire, explosion, burst pipe, storm or theft, commercial property insurance compensates you for losses or damage to your building, leased or owned equipment, and other property on the premises. In fact, commercial property insurance can cover items such as furniture, inventory, computers and anything that would be considered necessary for performing normal business operations.

NH Workers Compensation
NH Workers Compensation

Workers’ Compensation is important in the event that an employee suffers a work-related injury or illness. Workers compensation is required in NH for employers and is used to cover medical bills or wage replacement for employees who experience a work-related injury.

Commercial Auto Insurance
New Hampshire Commercial Auto Insurance

Commercial auto insurance helps cover the costs of an auto accident if you or an employee is at fault. This coverage can help pay for damaged property and medical expenses.

Professional Liability Insurance
Professional Liability Insurance in NH

Professional liability insurance, also known as errors and omissions (E&O) insurance, can protect your business against claims that a service you provided caused a client to suffer due to a mistake on your part or because you failed to perform a service.

Discuss your business insurance needs with a local agent today.